Average Credit Card Interest Rates

How do you know if you’ve got a deal on a credit card?  How do you know if your credit card interest rate is good, bad, or just fair? 

When you’re comparing credit card interest rates, it helps to know what the averages are for the different credit ratings.  The table show below indicates the current average interest rate for each type of credit.  See where your current interest rates stack up, and consider changing your rate if you’re higher than the average, or if you can get a special introductory APR to go with a lower rate.